Privacy Policy

Effective Date: January 9, 2026. This policy describes how **Mahasetupay** (operated by Ganesh Shivaji Rahade) handles your personal information.

01 Information We Collect

To provide our financial services effectively, we collect the following types of information:

Personal Data

Name, Mobile Number, Email, Address, and PAN card details for KYC.

Biometric Reference

For AEPS services, we facilitate the capture of biometric data through authorized devices (we do not store actual fingerprints).

02 How We Use Your Data

  • To process transactions like DMT, AEPS, and Recharges.
  • To verify identity and prevent fraudulent activities.
  • To communicate transaction updates and customer support.
  • To comply with RBI and NPCI regulatory requirements.

03 Data Protection & Security

We use bank-grade security protocols to protect your information. Your connection to **mahasetupay.com** is encrypted using 256-bit SSL technology.

04 Information Sharing

We do not sell your data. We only share information with:

  • Banking partners to complete DMT/AEPS transactions.
  • Utility providers for Bill Payment services.
  • Government authorities when required by law for fraud prevention.

05 Data Retention Policy

We collect and store personal and transactional data only for as long as it is required to provide our services, comply with legal obligations, and maintain system security. User information such as account details, payment records, and communication data is retained for a limited period based on business and regulatory requirements. Once the data is no longer needed for these purposes, it is securely deleted, anonymized, or stored in an encrypted format. We do not keep personal data longer than necessary and take reasonable steps to protect it from unauthorized access, loss, or misuse. Our data retention practices are reviewed periodically to ensure compliance with applicable laws.

06 Refund & Policy

Cancellation ( Applicable Before service use )
In 1 day customers can initiated the cancellation & once cancellation is approved within 3 days refund will be processed and in 7-10 working days amount would be reflected in customer’s bank account
Refund ( Applicable After service use )
In 1 days customers can initiated the Refund & once refund is approved within 3 days refund will be processed and in 7-10 working days amount would be reflected in customer’s bank account

Questions about privacy?

Reach out to our Data Privacy Officer:

mahasetupay@gmail.com
Floor No.: 3rd Floor,
Building No./Flat No.: Flat No. 306
Name Of Premises/Building: Shree Gajanan Darshan Co Op Hou Society
Road/Street: Pathardi Road
Locality/Sub Locality: Pathardi Shiwar
City/Town/Village: District: Nashik
State: Maharashtra
PIN Code: 422010